By: Patrick Springer
June 8, 2015
FARGO – The Red River is a border the Blue Cross Blue Shield plans in North Dakota and Minnesota agree not to cross in selling health insurance to customers.
Those exclusive territorial agreements form a hallmark of Blue Cross Blue Shield plans nationwide—which collectively insure one of every three Americans—and are at the heart of a pair of federal lawsuits alleging civil antitrust.
Most of the 37 Blue Cross Blue Shield plans in the United States limit their operations to a single state, including those in North Dakota and Minnesota.